There are many great bankruptcy firms and attorneys to choose from. Here are some of the reasons why you should choose Owings Law for your bankruptcy:
- Compassion. We truly want to help you get a fresh start and have a better future. You are not just a number to us.
- Expertise. The attorneys at Owings Law have years of experience. We know what the bankruptcy trustees look for, and how to plan your bankruptcy so you get the best experience.
- Credit Repair. We partner with Evergreen and 7 Steps to a 720 Credit Score to get your credit into a great place after filing.
- Student Loans. Many attorneys choose not to take on student loan cases, and some attorneys mistakenly believe that student loans cannot be discharged. Here at Owings Law, we are experts at getting your student loans discharged and we want to get them discharged.
- Vehicles. We have contacts on how to get you into a new car or save money on your existing auto loans.
- Location. The practice of bankruptcy has become mostly virtual with all 341 meetings conducted over Zoom, and many hearings being over Zoom or over the phone. Some attorneys have moved their practices entirely virtual as well. Some attorneys only over in person appointments. At Owings Law we let you decide. We can do everything virtually, or you can come into the office. You have the choice.
- Fair Pricing. Many firms and attorneys have a set rate that they charge all of their Chapter 7 clients. This often means you are overpaying for things that you do not need. We charge based on your situation, and do not include payment for services you do not need.
- Communication. The most common complaint against any type of attorney is lack of communication. That is never the case with Owings Law. We promise to always respond within one business day. In fact, we nearly always respond quickly on the same day. We provide updates throughout the entire process, and consistently follow-up.
- Creative Solutions. We take pride in coming up with solutions for your problems. For example, one of our clients consulted with several attorneys before hiring us. Those attorneys told our client they would need to file a Chapter 13 because their car could not be protected in a Chapter 7. With a Chapter 13, that client would have had to also turn over $10,000 a year through tax refunds and bonuses for three years. We gave the client the option of filing a Chapter 7 instead. This meant they would turn over their car and one year's worth of tax refunds and bonuses. They would then purchase a new vehicle from the First Step Program. The new car loan was comparable to what the client would have paid monthly for a Chapter 13, but they did not have to turn over two years' worth of tax refunds and bonuses, saving them over $20,000.
- Transparency. We don't hide things from you. We let you know of potential issues from the very beginning. We will also come up with solutions for those potential issues as well.