Many people believe that student loans cannot be discharged. This is a myth. Student loans can be discharged, and it is easier than ever to get them discharged. To get student loans discharged, you need to file an adversary proceeding, which is a lawsuit within a bankruptcy. In November 2022, the Department of Justice came out with new guidance on how to discharge student loans. Since this new guidance came out, 87% of people who have filed student loan adversary proceedings have receive some sort of relief. The attorneys at Owings Law are experts at getting student loans discharged.